PROP FIRM MIRROR

Prop firm rules · verified

Fintokei: rules, prices and payouts

Fintokei sells 4 programs across forex & CFD. List prices start at $34 for the $5K StartTrader. Every rule below comes from the firm's own pages, with the source and the date checked; last verified 1 Nov 2026.

6.6Mirror Score · Forex & CFD · Good
4Programs · Forex & CFD
36Restricted countries
CZHQ · Czechia
Last verified

Open Fintokei in the interactive comparison Official site

Live offers

4 codes and offers Fintokei publishes on its own site. No affiliate or creator codes. Shown while the end date has not passed and the last check is within 7 days; confirm the price at checkout.

OfferCodeApplies toEndsSource
20% off
Black Friday: 20% off all challenges		 BLACKFRIDAY20 All programs (StartTrader, SwiftTrader, ProTrader, ProTrader Swing) and sizes, new and existing traders fintokei.com
Checked
20% off
New traders: 20% off first challenge New customers		 NEW20 First Fintokei challenge for new traders (homepage) No end date given fintokei.com
Checked
Challenge fee refunded with first payout
Challenge fee back with your first payout		 BYEBYEFEE Any Fintokei challenge bought with the code by 26 Nov 2026 fintokei.com
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Free identical challenge
1+1: free second challenge after first payout		 BUILTDIFFERENT Any program except StartTrader; the first payout must be reached by 31 Mar 2027 No end date given fintokei.com
Checked

Mirror Score

PartWeightForex & CFD
Payout record35%5.0
Public reviews35%7.4
Rules & cost18%7.9
Track record12%7.0
Mirror Scoreout of 106.6 Good

The Mirror Score is Prop Firm Mirror's opinion, scored separately in each market section from public reviews, payout records and the firm's published rules; reviews and reports checked 30 Oct 2026. It is not a guarantee of how a firm will treat you. How the score works · the reviews, payout trackers and incidents behind it are on the interactive page.

Programs

4 programs. Prices are the regular list price in the firm's own currency; account sizes are in US dollars unless stated.

StartTrader

Model1-Step · Forex & CFD
Account sizes and list prices$5K: $34
Price noteRules apply to accounts bought from 21 Oct 2026 (previously a 3-phase program). Also sold in EUR, CZK and JPY.
BillingOne-time fee
Profit targetChallenge: 3%
Daily loss limit2% of end-of-day equity; first hit is a soft breach (positions closed, read-only until 00:00 UTC), second hit fails the account
Max drawdown8% of starting balance
Drawdown typeStatic
Profit split80% flat
Payout frequencyEvery 14 days
Payout minimum2% profit; minimum withdrawal $100. Total payout cap $400 / €400 / ¥80,000 / 8,000 CZK per account (accounts bought from 21 Oct 2026), at most two payout requests; the account closes at the cap.
Min trading days3 trading days
Time limit60 calendar days for the challenge
Consistency ruleNone
News tradingAllowed
EAs and botsOwn EAs only (or third-party EAs with the trader's own settings); copy-style use of others' EAs prohibited
Weekend holdingHolding allowed
Copy tradingProhibited (no copying signal providers, other traders or mirrored accounts)
Leverage / contracts25:1 forex and gold/silver, 20:1 indices, 10:1 oil/gas/XPD/XPT, 2:1 BTC, 1:1 other crypto
PlatformsMT4, MT5, cTrader, TradingView
InstrumentsForex, metals, energies, indices, crypto CFDs

Sources, checked :

Open StartTrader in the interactive comparison

SwiftTrader

Model1-Step · Forex & CFD
Account sizes and list prices$5K: $44 · $10K: $89 · $20K: $144 · $50K: $299 · $100K: $499 · $200K: $1,099
Price noteRules apply to accounts bought after 15 Jul 2026. Also sold in EUR, CZK and JPY.
BillingOne-time fee
Profit targetChallenge: 6%
Daily loss limit2%, calculated from equity
Max drawdown3% of starting balance
Drawdown typeStatic
Profit split90%
Payout frequencyEvery 14 days once minimum profit is reached
Payout minimum3% profit of initial balance per payout (e.g. $3,000 on $100K)
Min trading days3 trading days
Time limit60 calendar days for the evaluation
Consistency ruleDaily profit cap of 3% during the evaluation
News tradingAllowed
EAs and botsOwn EAs only (or third-party EAs with the trader's own settings)
Weekend holdingHolding allowed
Copy tradingProhibited
Leverage / contracts25:1 forex and gold/silver, 20:1 indices, 10:1 oil/gas/XPD/XPT, 2:1 BTC, 1:1 other crypto
PlatformsMT4, MT5, cTrader, TradingView
InstrumentsForex, metals, energies, indices, crypto CFDs

Sources, checked :

Open SwiftTrader in the interactive comparison

ProTrader

Model2-Step · Forex & CFD
Account sizes and list prices$5K: $49 · $10K: $99 · $20K: $159 · $50K: $329 · $100K: $549 · $200K: $1,249 · $400K: $2,599
Price noteAlso sold in EUR, CZK and JPY. A JPY-only 'ProTrader Slim' variant (MT5, raw spreads) is offered to Japan-based clients.
BillingOne-time fee
Profit targetPhase 1: 8% · Phase 2: 6%
Daily loss limit5%, based on end-of-day equity (00:00 UTC); breach measured on equity
Max drawdown10% of starting balance
Drawdown typeStatic
Profit split80%; higher with Loyalty Program boosts
Payout frequencyEvery 14 days
Payout minimum$100 ($120 on 400K plans)
Min trading days3 trading days per phase
Time limitUnlimited (one trade required every 30 days)
Consistency ruleNo fixed rule; consistency restrictions applied only after warnings for gambling-style trading. Max risk on open trades 3%
News tradingAllowed
EAs and botsOwn EAs only (or third-party EAs with the trader's own settings)
Weekend holdingHolding allowed
Copy tradingProhibited
Leverage / contracts100:1 forex and gold/silver, 50:1 indices, 20:1 oil/gas/XPD/XPT, 2:1 BTC, 1:1 other crypto
PlatformsMT4, MT5, cTrader, TradingView
InstrumentsForex, metals, energies, indices, crypto CFDs

Sources, checked :

Open ProTrader in the interactive comparison

ProTrader Swing

Model2-Step · Forex & CFD
Account sizes and list prices$5K: $69 · $10K: $119 · $20K: $199 · $50K: $419 · $100K: $679 · $200K: $1,499
Price noteSwap-free for accounts bought from 15 Jul 2026. Also sold in EUR, CZK and JPY.
BillingOne-time fee
Profit targetPhase 1: 8% · Phase 2: 6%
Daily loss limit5%, based on end-of-day balance (open trades excluded); breach measured on equity
Max drawdown10% of starting balance
Drawdown typeStatic
Profit split80%
Payout frequencyEvery 14 days
Payout minimum$100
Min trading days3 trading days per phase
Time limitUnlimited (one trade required every 30 days)
Consistency ruleNo fixed rule; max risk on open trades 3%
News tradingAllowed
EAs and botsOwn EAs only (or third-party EAs with the trader's own settings)
Weekend holdingHolding allowed
Copy tradingProhibited
Leverage / contracts25:1 forex and gold/silver, 20:1 indices, 10:1 oil/gas/XPD/XPT, 2:1 BTC, 1:1 other crypto
PlatformsMT4, MT5, cTrader, TradingView
InstrumentsForex, metals, energies, indices, crypto CFDs

Sources, checked :

Open ProTrader Swing in the interactive comparison

Latest rule changes

  1. CFD

    StartTrader becomes a 1-phase program with soft breach

    Accounts bought from 21 Oct 2026: 1 phase with 3% target, 2% daily loss (first hit is a soft breach), 8% max loss, no consistency rule, 80% flat reward, 2% minimum profit for payout, 60-day limit. Previously 3 phases, 3% daily / 6% max.

    Source: support.fintokei.com/en/articles/17677670-what-s-new-on-starttrader-from-october-21-2026-soft-breach-payouts-and-purchase-rules

  2. CFD

    Consistency Rules applied in two levels

    CR1: open-trade risk capped at 1% and the reward ratio cut by 15 points. CR2: 1% risk, a +1% daily profit cap, 1:10 FX / 1:5 other leverage, a 30-point reward cut and a frozen Loyalty Program. Usually applied after earlier warnings.

    Source: support.fintokei.com/en/articles/11315966-consistency-rules-most-common-application

  3. CFD

    ProTrader Swing made swap-free

    ProTrader Swing accounts purchased from 15 Jul 2026 are swap-free.

    Source: support.fintokei.com/en/articles/12058210-what-is-the-difference-between-protrader-and-protrader-swing

  4. CFD

    SwiftTrader rules changed

    Accounts bought after 15 Jul 2026: 6% target, 2% equity-based daily loss, 3% max loss, 3% daily profit cap in evaluation, 60-day limit, 90% reward. Previously 10% target, 3% daily, 6% max.

    Source: support.fintokei.com/en/articles/12040973-how-does-swifttrader-challenge-work-what-are-the-rules

  5. CFD

    Scaling plan replaced by Loyalty Program boost

    Standard scaling retired; Capital Scaling Boost in the Loyalty Program grants up to 25% higher capital on new accounts.

    Source: support.fintokei.com/en/articles/8409193-what-is-scaling

Restricted countries

Fintokei lists 36 restricted countries.

Afghanistan Bangladesh Belarus Cambodia China Cuba Ethiopia Ghana India Indonesia Iran Iraq Kenya Malaysia Morocco Myanmar Nigeria North Korea Pakistan Philippines Russia Saudi Arabia Senegal Somalia South Africa South Sudan Sudan Syria Thailand Türkiye Ukraine United Arab Emirates United States Venezuela Vietnam Yemen

Not served (residents or citizens): AF, BY, CU, IN, IR, IQ, MM, KP, RU, SO, SS, SD, SY, US, VE, YE. Temporarily restricted: Bangladesh, China, Pakistan and Vietnam. New purchases currently unavailable in: KH, ET, GH, ID, KE, MY, MA, NG, PH, SA, SN, ZA, TH, TR, UA, AE. Pakistan (PK) is restricted (temporary).

Headquarters and legal entity

CountryCzechia
CityBrno
Legal entityFintokei a.s.
StatusVerified on the firm's own pages

Fintokei a.s., Masarykova 409/26, Brno-mesto, 602 00 Brno, Czech Republic; company ID 09110127, Commercial Register of the Regional Court in Brno, file B 8941 (site footer).

Good to know

What we couldn't verify

Sources

17 official pages used for Fintokei, with the date each was checked. The full log is in the data log.