PROP FIRM MIRROR

Prop firm rules · verified

FundingTraders: rules, prices and payouts

FundingTraders sells 5 programs across forex & CFD. List prices start at $49 for the $5K 2-Step PRO6. Every rule below comes from the firm's own pages, with the source and the date checked; last verified 30 Oct 2026.

5.6Mirror Score · Forex & CFD · Mixed
5Programs · Forex & CFD
16Restricted countries
USHQ · United States
Last verified

Open FundingTraders in the interactive comparison Official site

Live offers

2 codes and offers FundingTraders publishes on its own site. No affiliate or creator codes. Shown while the end date has not passed and the last check is within 7 days; confirm the price at checkout.

OfferCodeApplies toEndsSource
70% off
70% off
HALLOWIN Code from the site banner No end date given fundingtraders.com
Checked
50% off
50% off your first challenge New customers
TRYFT First challenge purchase (new traders) No end date given fundingtraders.com
Checked

Mirror Score

PartWeightForex & CFD
Payout record35%4.0
Public reviews35%5.7
Rules & cost18%7.7
Track record12%7.0
Mirror Scoreout of 105.6 Mixed

The Mirror Score is Prop Firm Mirror's opinion, scored separately in each market section from public reviews, payout records and the firm's published rules; reviews and reports checked 30 Oct 2026. It is not a guarantee of how a firm will treat you. How the score works · the reviews, payout trackers and incidents behind it are on the interactive page.

Programs

5 programs. Prices are the regular list price in the firm's own currency; account sizes are in US dollars unless stated.

2-Step PRO10

Model2-Step · Forex & CFD
Account sizes and list prices$5K: $90 · $10K: $150 · $25K: $290 · $50K: $430 · $100K: $750 · $200K: $1,250
Price noteRegular (struck-through) prices from the homepage; a permanent-looking 50% sale price was shown alongside. Fee refunded with the second qualifying payout for accounts bought on or after 8 May 2026.
BillingOne-time fee
Profit targetPhase 1: 10% · Phase 2: 5%
Daily loss limit5% of account size from the day's starting balance; equity or balance must not breach it
Max drawdown10% of account size
Drawdown typeStatic
Profit split80% default; 90% or 100% with paid add-ons
Payout frequencyEvery 21 days by default (first payout 21 days after first funded trade); every 14 days with add-on Unverified
Payout minimum$200 via Rise (bank); $50 via USDT-ERC20
Min trading days4 trading days per phase; 2 on funded
Time limitNot published
Consistency ruleNone stated for evaluation; funded risk per trade idea capped at 2% of initial balance
News tradingUnrestricted in evaluation; when funded, max 30% of total profit from trades within 5 min of high-impact news
EAs and botsOnly self-developed EAs or risk-management tools; purchased/downloaded, grid and hedge EAs not allowed
Weekend holdingAllowed
Copy tradingOnly between own accounts
Leverage / contractsUp to 1:50 FX majors, 1:30 minors, 1:20 metals, 1:15–1:40 indices, 1:10 oil, BTC 1:10
PlatformsMT5, TradeLocker
InstrumentsForex, indices, metals, oil, commodities, crypto CFDs

Sources, checked :

Open 2-Step PRO10 in the interactive comparison

2-Step PRO6

Model2-Step · Forex & CFD
Account sizes and list prices$5K: $49 · $10K: $79 · $25K: $159 · $50K: $259 · $100K: $459 · $200K: $799
Price noteRegular (struck-through) prices from the homepage; a 50% sale price was shown alongside.
BillingOne-time fee
Profit targetPhase 1: 6% · Phase 2: 6%
Daily loss limit3% of account size from the day's starting balance; equity or balance must not breach it
Max drawdown6% of account size
Drawdown typeStatic
Profit split80% default; 90% or 100% with paid add-ons
Payout frequencyEvery 21 days by default; every 14 days with add-on Unverified
Payout minimum$200 via Rise (bank); $50 via USDT-ERC20
Min trading days4 trading days per phase; 2 on funded
Time limitNot published
Consistency ruleNone stated; funded risk per trade idea capped at 2% of initial balance
News tradingUnrestricted in evaluation; when funded, max 30% of total profit from high-impact news trades
EAs and botsOnly self-developed EAs or risk-management tools; purchased/downloaded, grid and hedge EAs not allowed
Weekend holdingAllowed
Copy tradingOnly between own accounts
Leverage / contractsUp to 1:50 FX majors, 1:20 metals, 1:10 oil
PlatformsMT5, TradeLocker
InstrumentsForex, indices, metals, oil, commodities, crypto CFDs

Sources, checked :

Open 2-Step PRO6 in the interactive comparison

2-Step Day & Swing

Model2-Step · Forex & CFD
Account sizes and list prices$5K, $10K, $25K, $50K, $100K, $200K; prices Not published
Price noteNot offered in the homepage challenge picker on 2026-10-30 (only Instant, 2-Step Pro10, 2-Step Pro6 and 1-Step); price not published.
BillingOne-time fee
Profit targetPhase 1: 10% · Phase 2: 5%
Daily loss limit5% of account size from the day's starting balance
Max drawdown10% of account size
Drawdown typeStatic
Profit splitDay: 80%, up to 100% with add-ons. Swing: 70% first payout, 80% second, 90% from third
Payout frequencyEvery 21 days; 14 days with add-on
Payout minimum$200 via Rise (bank); $50 via USDT-ERC20
Min trading daysDay: none in evaluation, 4 funded. Swing: 4 per phase, 2 funded
Time limitNot published
Consistency ruleNone stated; funded risk per trade idea capped at 2% of initial balance
News tradingUnrestricted in evaluation; when funded, max 30% of total profit from high-impact news trades
EAs and botsOnly self-developed EAs or risk-management tools
Weekend holdingDay: forex, gold, indices and oil must close before Friday close (crypto may stay open). Swing: allowed
Copy tradingOnly between own accounts
Leverage / contractsUp to 1:50 FX majors, 1:20 metals, 1:10 oil, BTC 1:10
PlatformsMT5, TradeLocker
InstrumentsForex, gold, indices, oil, crypto CFDs

Sources, checked :

Open 2-Step Day & Swing in the interactive comparison

1-Step Pro

Model1-Step · Forex & CFD
Account sizes and list prices$5K: $59 · $10K: $109 · $25K: $229 · $50K: $329 · $100K: $589 · $200K: $999
Price noteRegular (struck-through) prices from the homepage; a 50% sale price was shown alongside.
BillingOne-time fee
Profit targetPhase 1: 10%
Daily loss limit3% of account size from the day's starting equity
Max drawdown10% of account size below the highest recorded balance
Drawdown typeTrailing (intraday)
Profit split90% default; up to 100% with add-ons
Payout frequencyEvery 21 days by default; 14 days with add-on
Payout minimum$200 via Rise (bank); $50 via USDT-ERC20
Min trading days2 trading days in evaluation and 2 on funded (help centre); homepage shows 4 Unverified
Time limitNot published
Consistency ruleLargest trading day must be no more than 50% of total profit; max 2% risk per trade idea in evaluation and funded
News tradingUnrestricted in evaluation; when funded, max 30% of total profit from high-impact news trades
EAs and botsOnly self-developed EAs or risk-management tools
Weekend holdingAllowed
Copy tradingOnly between own accounts
Leverage / contractsUp to 1:50 FX majors, 1:20 metals, 1:10 oil, BTC 1:10
PlatformsMT5, TradeLocker
InstrumentsForex, indices, metals, oil, commodities, crypto CFDs

Sources, checked :

Open 1-Step Pro in the interactive comparison

Instant Funding

ModelInstant funding · Forex & CFD
Account sizes and list prices$10K: $179 · $25K: $319 · $50K: $479 · $100K: $749 · $200K: $1,349 · $400K: $2,349
Price noteRegular (struck-through) prices from the homepage; a 50% sale price was shown alongside. 200% refund bonus paid with the second qualifying payout.
BillingOne-time fee
Profit targetNo evaluation: funded from day one
Daily loss limit3% of account size from the higher of the day's starting balance or equity
Max drawdown6% from highest recorded balance; locks at initial account size once 3% profit is reached
Drawdown typeTrailing, then locks
Profit split90% default; up to 100% with add-ons
Payout frequencyOn demand once balance is 3.5% above initial size (rules for accounts bought from 8 Oct 2026) Unverified
Payout minimum$200 via Rise (bank); $50 via USDT-ERC20
Min trading daysNot published
Time limitNone
Consistency ruleLargest profit day must not exceed 15% of total profit; max 1% risk per trade; first 3% profit is a non-withdrawable cushion
News tradingNo opening or closing positions 5 min before to 5 min after high-impact news; holding allowed
EAs and botsOnly self-developed EAs or risk-management tools
Weekend holdingAllowed (Instant article dated 26 Oct 2026); older guideline pages say weekend holding is not allowed Unverified
Copy tradingOnly between own accounts
Leverage / contractsUp to 1:50 FX majors, 1:20 metals, 1:10 oil, BTC 1:10
PlatformsMT5, TradeLocker
InstrumentsForex, indices, metals, oil, commodities, crypto CFDs

Sources, checked :

Open Instant Funding in the interactive comparison

Latest rule changes

  1. CFD

    New Instant Funding rule set

    Accounts bought on or after 8 Oct 2026: on-demand payouts, 6% trailing max loss that locks at the initial size after 3% profit, 15% consistency score, 3% safety cushion.

    Source: fundingtraders.com/help/en/articles/17459915-instant-funding

  2. CFD

    Four countries reopened

    Poland, Ukraine, Morocco and Taiwan reopened for new accounts and challenges.

    Source: fundingtraders.com/blog/whats-new-with-fundingtraders-challenge-convert-ft-points-and-four-countries-reopened

  3. CFD

    Instant Funding: weekend holding and faster payouts

    Friday-close requirement removed for Instant Funding; payout cycle cut from 14 to 7 days with an on-demand add-on; news-holding add-on introduced.

    Source: fundingtraders.com/blog/whats-new-with-fundingtraders-challenge-convert-ft-points-and-four-countries-reopened

  4. CFD

    Fee refund moved to second payout

    Evaluation fee refund now paid with the second qualifying payout for accounts bought on or after 8 May 2026 (first payout before that).

    Source: fundingtraders.com/help/en/articles/13399206-2-step-pro

Restricted countries

FundingTraders lists 16 restricted countries.

Afghanistan Central African Republic Congo DR Congo Iran Iraq Kazakhstan Libya Mali Mongolia Myanmar North Korea Somalia South Sudan Venezuela Yemen

Two official pages disagree. The help-centre article (dated 14 Jul 2026) names only AF, KZ, MN, VE and MM. The legal footer on every page, also in the Terms of Service (https://fundingtraders.com/terms-of-service), says FT US Inc and Funding Traders Group Ltd. 'do not accept applications from the Afghanistan Kazakhstan, Mongolia, Morocco, Poland, Taiwan, Ukraine, Venezuela, Vietnam, Central African Republic, North Korea, Congo, Zaire, Iran, Iraq, Libya, Mali, Saipan, Somalia, South Sudan, Yemen, Ontario, Myanmar and the Russian Federation.' Part of that footer is out of date. The firm's own blog says Russia and Vietnam came off the restricted list in June 2026, and Poland, Ukraine, Morocco and Taiwan were reopened on 20 Jul 2026, so those six are left out. The other footer-only countries are added: CF, KP, CG ('Congo'), CD ('Zaire'), IR, IQ, LY, ML, SO, SS and YE. Saipan (Northern Marian

Headquarters and legal entity

CountryUnited States
CityMiami Beach
Legal entityFT US Inc
StatusVerified on the firm's own pages

Terms of Service: 'FT US Inc is a company registered at 901 Pennsylvania Ave, Suite 3-440, Miami Beach, FL 33139, United States.' Terms version effective 1 Sep 2026.

Good to know

What we couldn't verify

Sources

12 official pages used for FundingTraders, with the date each was checked. The full log is in the data log.