Moneta Funded sells 7 programs across forex & CFD. List prices start at $30 for the $10K Sprint Challenge. Every rule below comes from the firm's own pages, with the source and the date checked; last verified 30 Oct 2026.
1 code or offer Moneta Funded publishes on its own site. No affiliate or creator codes. Shown while the end date has not passed and the last check is within 7 days; confirm the price at checkout.
The Mirror Score is Prop Firm Mirror's opinion, scored separately in each market section from public reviews, payout records and the firm's published rules; reviews and reports checked 30 Oct 2026. It is not a guarantee of how a firm will treat you. How the score works · the reviews, payout trackers and incidents behind it are on the interactive page.
Programs
7 programs. Prices are the regular list price in the firm's own currency; account sizes are in US dollars unless stated.
Regular prices (MT5) from the product data that monetafunded.com loads for its challenge builder, checked 2026-10-30; the site advertised a promo code that is not applied here.
Billing
One-time fee
Profit target
Phase 1: 10%
Daily loss limit
3% of initial balance, measured from the higher of balance or equity at the 22:00 UTC rollover
Max drawdown
5% of initial balance, trailing; locks at the initial balance when a payout is approved. A 1% floating loss on open trades is also a breach
Drawdown type
Trailing, then locks
Profit split
88%
Payout frequency
Every 14 days
Payout minimum
$100 Unverified
Min trading days
3 profitable days (each at least 0.5% of account size), funded stage only
Time limit
Unlimited Unverified
Consistency rule
None
News trading
Restricted in evaluation and funded: no opening or closing trades (including TP/SL) from 5 minutes before to 5 minutes after high-impact news; trades opened 2+ hours before may close in the window
EAs and bots
Only on the trader's own accounts: own custom EA or a copy tool between own accounts; third-party commercial EAs and signal services not allowed
Weekend holding
Allowed (weekend gaps count toward daily loss)
Copy trading
Only between accounts owned by the same person
Leverage / contracts
Forex 1:30, metals 1:10, indices 1:8, energy 1:3, crypto 1:1
Regular prices (MT5) from the product data that monetafunded.com loads for its challenge builder, checked 2026-10-30; the site advertised a promo code that is not applied here.
Billing
One-time fee
Profit target
Phase 1: 3%
Daily loss limit
1% of starting balance, measured on equity from the 22:00 UTC rollover
Max drawdown
2% of starting balance, static; after a payout is approved the level locks at the starting balance
Drawdown type
Static
Profit split
88%
Payout frequency
Daily; max $1,000 per request on $50K and $2,000 on $100K; fee refunded after the 4th payout
Payout minimum
$100 ($500 via Rise)
Min trading days
None
Time limit
Unlimited (subject to the inactivity rule)
Consistency rule
None
News trading
Standard Moneta Funded news rule (no trades 5 minutes before to 5 minutes after high-impact news)
EAs and bots
Only on the trader's own accounts: own custom EA or a copy tool between own accounts; third-party commercial EAs not allowed
Weekend holding
Allowed (weekend gaps count toward daily loss)
Copy trading
Only between accounts owned by the same person
Leverage / contracts
Forex 1:30, metals 1:10, indices 1:8, energy 1:3, crypto 1:1
Regular prices (MT5) from the product data that monetafunded.com loads for its challenge builder, checked 2026-10-30; the site advertised a promo code that is not applied here. Prices are for the 5% daily / 10% max option; the 4% / 8% option costs $33 / $71 / $169 / $365 / $660.
Billing
One-time fee
Profit target
Phase 1: 5% · Phase 2: 10%
Daily loss limit
5% of initial balance (4% on the lower-cost option), from the higher of balance or equity at the 22:00 UTC rollover
Max drawdown
10% of initial balance (8% on the lower-cost option), static
Drawdown type
Static
Profit split
88%
Payout frequency
Every 14 days; fee refunded after the 4th payout
Payout minimum
$100
Min trading days
3 profitable days per phase and in the funded stage
Time limit
Unlimited
Consistency rule
None
News trading
Restricted in evaluation and funded: no opening or closing trades from 5 minutes before to 5 minutes after high-impact news
EAs and bots
Only on the trader's own accounts: own custom EA or a copy tool between own accounts; third-party commercial EAs not allowed
Weekend holding
Allowed (weekend gaps count toward daily loss)
Copy trading
Only between accounts owned by the same person
Leverage / contracts
Forex 1:100, metals 1:30, indices 1:25, energy 1:10, crypto 1:2
Regular prices (MT5) from the product data that monetafunded.com loads for its challenge builder, checked 2026-10-30; the site advertised a promo code that is not applied here. Prices are for the 15% consistency rule with 88% split. 15% with 60% split: $40 / $73 / $171 / $266 / $454. 20% with 88%: $69 / $141 / $323 / $799 / $877. 20% with 60%: $49 / $95 / $356 / $512 / $604.
Billing
One-time fee
Profit target
No evaluation: funded from day one
Daily loss limit
3% of initial balance, from the higher of balance or equity at the 22:00 UTC rollover
Max drawdown
5% trailing (6% for accounts bought before 2 Jul 2026); follows the highest balance or equity and stops at the starting balance; locks at the initial balance once a payout is approved (accounts bought after 21 Sep 2026). A 1% floating loss is an immediate breach (accounts bought from 21 Sep 2026)
Drawdown type
Trailing, then locks
Profit split
60% or 88%, chosen at purchase
Payout frequency
Every 14 days
Payout minimum
$100
Min trading days
None
Time limit
Unlimited
Consistency rule
No single day may make up more than 15% or 20% of total profit (option chosen at purchase); resets after each payout
News trading
Restricted: no opening or closing trades from 5 minutes before to 5 minutes after high-impact news
EAs and bots
Only on the trader's own accounts: own custom EA or a copy tool between own accounts; third-party commercial EAs not allowed
Weekend holding
Allowed (weekend gaps count toward daily loss)
Copy trading
Only between accounts owned by the same person
Leverage / contracts
Forex 1:30, metals 1:10, indices 1:8, energy 1:3, crypto 1:1
Regular prices (MT5) from the product data that monetafunded.com loads for its challenge builder, checked 2026-10-30; the site advertised a promo code that is not applied here.
Billing
One-time fee
Profit target
No evaluation: funded from day one
Daily loss limit
4% of initial balance, from the higher of balance or equity at the 22:00 UTC snapshot
Max drawdown
8% trailing; follows the highest balance or equity and stops at the starting balance; locks at the initial balance once a payout is approved (accounts bought after 21 Sep 2026)
Drawdown type
Trailing, then locks
Profit split
88%
Payout frequency
First payout on demand, then at least 14 days apart
Payout minimum
$100
Min trading days
None
Time limit
Unlimited
Consistency rule
None. Daily profit is capped at 4% of the starting balance; trading pauses until the reset
News trading
Allowed
EAs and bots
Only on the trader's own accounts: own custom EA or a copy tool between own accounts; third-party commercial EAs not allowed
Weekend holding
Allowed (weekend gaps count toward daily loss)
Copy trading
Only between accounts owned by the same person
Leverage / contracts
Forex 1:30, metals 1:10, indices 1:8, energy 1:3, crypto 1:1
Regular prices (MT5) from the product data that monetafunded.com loads for its challenge builder, checked 2026-10-30; the site advertised a promo code that is not applied here. Prices are for the 1-hour sprint (2x target); 2h / 4h / 8h sprints cost more (e.g. 100K: $400 / $500 / $600).
Billing
One-time fee
Profit target
Sprint: Depends on the 2x or 5x multiplier and the 1, 2, 4 or 8-hour timeframe chosen; figures not published in the help centre
Daily loss limit
Not published
Max drawdown
Depends on the multiplier and timeframe chosen; figures not published in the help centre
Drawdown type
Not published
Profit split
100%; the account closes after the payout
Payout frequency
Single payout after the target is hit within the time limit; processed within 48 hours of approval
Payout minimum
Not published
Min trading days
Not published
Time limit
1, 2, 4 or 8 hours (chosen at purchase); the challenge fails if the target is not reached in time
Consistency rule
Not published
News trading
No opening or closing trades within 5 minutes of high-impact news, the New York, London or Asia session open or close, or the 22:00 UTC rollover
EAs and bots
Not allowed
Weekend holding
Gap trading not allowed
Copy trading
Only between accounts owned by the same person
Leverage / contracts
Forex 1:30, metals 1:10, indices 1:8, energy 1:3, crypto 1:1
Regular prices (MT5) from the product data that monetafunded.com loads for its challenge builder, checked 2026-10-30; the site advertised a promo code that is not applied here.
Instant Funding: 1% floating-loss breach and max-loss lock on payout
For Instant Funding accounts bought from 21 Sep 2026, a 1% floating loss is an immediate breach. For Instant Funding and Instant Funding Pro accounts bought after that date, the max-loss level locks at the initial balance once a payout is approved.
AfghanistanCubaIranMyanmarNorth KoreaThailandUnited Arab EmiratesVenezuelaVietnam
Help-centre list: Afghanistan, Thailand, Vietnam, Cuba, Myanmar, North Korea, UAE, Iran, Venezuela. The restriction is based on country of residence. Citizens of listed countries who legally live in an allowed country may join if they provide proof of residence. Pakistan (PK) is not on the list. MT5 is not available to US traders; Match-Trader is.
monetafunded.com returned HTTP 403 on 2026-10-30, so the site footer and terms could not be read. The help centre names no legal entity or address. It says the firm is backed by the broker Moneta Markets and is led by David Bily, founder and CEO of both Moneta Markets and Moneta Funded.
The help centre says the firm is backed by the broker Moneta Markets.
Each program keeps the rules of the version that was current when the account was bought.
The old 1-Step (6% static max loss) is no longer sold. The help centre says the revised 1-Step and 1-Step Daily are sold alongside each other.
Funded 2-Step accounts: a floating loss of 3% on one symbol (2% on the lower-cost option) closes the trades on that symbol, and later risk per trade idea is then limited to 1.5%.
Instant Funding Pro: a 3% floating loss on one symbol triggers the same 1.5% limit.
Phoenix Scaling Program: 11 levels from $2,500 to $2,000,000; traders can start at Levels 1 to 4. Rules: 10% target to move up a level, 3% daily loss, 6% static max loss, 88% split, payouts every 14 days (minimum $100). No purchase prices are published.
Live Plan: invitation-only accounts with real capital. Traders on it can no longer buy new challenges.
Prohibited: martingale-style sizing, reverse trading, hedging or grid trading, latency arbitrage, tick scalping, high-frequency trading, and account sharing.
MT5 is not offered to US traders.
What we couldn't verify
Legal entity, registered address and founding year were not found: the help centre does not publish them, and the site footer and terms were blocked.
1-Step availability: one help-centre page says the revised 1-Step and 1-Step Daily are sold alongside each other. Another says 1-Step Daily is the current one-step product and the 'legacy 1-Step' is not for sale. We list both.
The revised 1-Step article gives no payout minimum or time limit. The $100 minimum and unlimited time come from the earlier 1-Step page and the product overview.
Help-centre articles show only relative update times ('Updated over 2 weeks ago'). Change dates come from dates stated inside the articles.
The web-search quota was used up during this run, so pages could only be found through help-centre navigation.
Prices were read from the product data the homepage challenge builder loads (in a browser on 2026-10-30). Phoenix Instant's loss limits and split were not shown on the homepage card.
Sources
28 official pages used for Moneta Funded, with the date each was checked. The full log is in the data log.