PROP FIRM MIRROR

Prop firm rules · verified

Top One Trader: rules, prices and payouts

Top One Trader sells 11 programs across forex & CFD, futures and crypto. List prices start at $39 for the $25K Top One Futures Elite ACCESS. Every rule below comes from the firm's own pages, with the source and the date checked; last verified 30 Oct 2026.

7.1Mirror Score · Forex & CFD · Good
7.9Mirror Score · Futures · Very good
5.2Mirror Score · Crypto · Caution
11Programs · Forex & CFD, Futures, Crypto
26Restricted countries · main list
KMHQ · Comoros
Last verified

Open Top One Trader in the interactive comparison Futures view Crypto view Official site

Live offers

6 codes and offers Top One Trader publishes on its own site, for Forex & CFD, Futures and Crypto. No affiliate or creator codes. Shown while the end date has not passed and the last check is within 7 days; confirm the price at checkout.

OfferCodeApplies toEndsSource
Up to 70% off
Halloween code BOO: up to 70% off Top One Trader accounts
BOO Top One Trader CFD One-Step, Two-Step and Instant Funding accounts No end date given toponetrader.com
Checked
50% off
Top One Futures: 50% off Ignite Instant Funding and Elite Daily with BOO
BOO Top One Futures Elite Daily evaluations No end date given toponefutures.com
Checked
40% off activation fee
40% off Nova activation (limited time)
No code needed Top One Trader Nova Challenge activation fee No end date given toponetrader.com
Checked
20% off
Top One Crypto launch promotion: 20% off
TRADECRYPTO Top One Crypto 1-Step ELITE Challenge, all sizes from $5K to $100K No end date given toponecrypto.com
Checked
Buy 1, get 1 free
Nova Challenge: buy 1, get 1 free
BOGO Top One Trader Nova Challenge No end date given toponetrader.com
Checked
Buy 1, get 1 free (Elite Access from $39 each)
Top One Futures Elite Access: buy 1, get 1 free
BOGO Top One Futures Elite Access evaluations No end date given toponefutures.com
Checked

Mirror Score

PartWeightForex & CFDFuturesCrypto
Payout record35%7.18.35.0
Public reviews35%7.68.95.0
Rules & cost18%6.56.25.5
Track record12%7.07.05.8
Mirror Scoreout of 107.1 Good7.9 Very good5.2 Caution

The Mirror Score is Prop Firm Mirror's opinion, scored separately in each market section from public reviews, payout records and the firm's published rules; reviews and reports checked 30 Oct 2026. It is not a guarantee of how a firm will treat you. How the score works · the reviews, payout trackers and incidents behind it are on the interactive page.

Forex & CFD programs

5 programs in Forex & CFD. Prices are the regular list price in the firm's own currency; account sizes are in US dollars unless stated.

1-Step FLASH

Model1-Step · Forex & CFD
Account sizes and list prices$5K: $64 · $10K: $107 · $25K: $215 · $50K: $286 · $100K: $575 · $200K: $1,079
Price noteRegular (struck-through) prices from the homepage; discounted prices were shown at the time of checking.
BillingOne-time fee
Profit targetPhase 1: 10%
Daily loss limit4% of initial balance, measured from the previous day's higher of balance or equity at 5pm EST
Max drawdown7% of initial balance, trailing; locks at initial balance after a payout request or once +7% is reached
Drawdown typeTrailing, then locks
Profit split80%, 90% with Upgrade add-on (75% for accounts bought before 5 Aug 2025)
Payout frequencyFirst payout 14 days after funded account is issued, then every 14 days; weekly with add-on. 3 profitable days required. Max $25,000 net profit/withdrawals per 30 days across all accounts
Payout minimum2% of initial balance
Min trading days3 profitable days (each at least 0.5% net closed profit) to pass; 3 profitable days before each payout
Time limitUnlimited (one trade required every 30 days)
Consistency ruleNone. Funded: 3% maximum daily profit; trading pauses for the day and excess profit is voided
News tradingAllowed in evaluation; funded: no opening or closing trades 5 minutes before to 5 minutes after high-impact news
EAs and botsOwn unique EA allowed in the challenge only
Weekend holdingAllowed
Copy tradingNot published
Leverage / contractsEvaluation: forex 1:10, indices 1:10, commodities 1:10, crypto 1:2. Funded: forex 1:10, indices 1:5, commodities 1:5, crypto 0.3:1
PlatformsMT5, Match-Trader, TradeLocker
InstrumentsForex, indices, commodities, crypto CFDs (no stocks)

Sources, checked :

Open 1-Step FLASH in the interactive comparison

1-Step NOVA (pay after you pass)

Model1-Step · Forex & CFD
Account sizes and list prices$5K: $59 · $10K: $99 · $25K: $165 · $50K: $275 · $100K: $550 · $200K: $880 · $300K: $1,247 Unverified
Price notePrice shown is the one-time activation fee paid after passing (due within 30 days). A $7 entry fee is paid upfront (help centre); the homepage showed a $1 entry offer at the time of checking. 5K and 10K activation fees from the homepage, others from the help centre.
BillingOne-time fee
Profit targetEvaluation: 5%
Daily loss limitNone in evaluation; 3% when funded
Max drawdownEvaluation 6% trailing, locks at starting balance; funded 5% trailing, locks at initial balance after a payout (Lock Upon Payout)
Drawdown typeTrailing, then locks
Profit split90%, 100% with add-on
Payout frequencyEvery 14 days; every 7 days with add-on. Max $25,000 net profit/withdrawals per rolling 30 days across all accounts
Payout minimum2% of initial balance
Min trading daysNone
Time limitUnlimited
Consistency ruleNone in evaluation; funded: Equity Stability Score (ESS) must be 20% or lower
News tradingAllowed in evaluation; not allowed when funded
EAs and botsAllowed in evaluation if compliant; not allowed when funded
Weekend holdingAllowed
Copy tradingNot published
Leverage / contractsEvaluation: FX 1:100, metals 1:20, indices 1:20, crypto 1:4. Funded: FX 1:30, metals 1:5, indices 1:5, crypto 1:1
PlatformsMT5, TradeLocker
InstrumentsForex, metals, indices, crypto CFDs

Sources, checked :

Open 1-Step NOVA (pay after you pass) in the interactive comparison

2-Step PRO v2

Model2-Step · Forex & CFD
Account sizes and list prices$5K: $69 · $10K: $162 · $25K: $209 · $50K: $435 · $100K: $541 · $150K: $863 · $300K: $1,398
Price noteRegular (struck-through) prices from the homepage; discounted prices were shown at the time of checking. Fee refunded with the 4th payout.
BillingOne-time fee
Profit targetPhase 1: 8% · Phase 2: 5%
Daily loss limit4% of initial balance, recalculated daily at 5pm EST from the higher of balance or equity
Max drawdown9% of initial balance
Drawdown typeStatic
Profit split85%, up to 100% with add-on
Payout frequencyBi-weekly; weekly with add-on. Each request capped at 6% of account size or $15,000
Payout minimum3% profit
Min trading days3 profitable days (each at least 0.5%) per phase and before each payout
Time limitNot published
Consistency ruleNone. Max profit per day $3,000 (below $300K) or $4,000 ($300K). Equity Shield: 2% single-symbol risk, 2.5% total open risk. Minimum 5-minute trade duration
News tradingAllowed in evaluation; not allowed when funded
EAs and botsOwn compliant EA allowed in evaluation; EAs, bots and external tools not allowed when funded
Weekend holdingAllowed
Copy tradingNot published
Leverage / contractsEvaluation: forex 1:100, indices 1:20, commodities 1:20, crypto 1:2. Funded: forex 1:50, indices 1:5, commodities 1:5, crypto 1:1
PlatformsMT5, Match-Trader, TradeLocker
InstrumentsForex, indices, commodities, crypto CFDs

Sources, checked :

Open 2-Step PRO v2 in the interactive comparison

Instant Funding

ModelInstant funding · Forex & CFD
Account sizes and list prices$5K: $135 · $10K: $226 · $25K: $423 · $50K: $586 · $100K: $1,142 · $200K: $2,537
Price noteRegular (struck-through) prices from the homepage; discounted prices were shown at the time of checking. TradeLocker not available on $5K. A separate limited-time 'MAGNUM' $500K/$1M instant account was also listed and is not covered here.
BillingOne-time fee
Profit targetNo evaluation: funded from day one
Daily loss limit3% of initial balance, from the higher of balance or equity at 5pm EST
Max drawdown6% of initial balance, trailing; locks at initial balance after a payout
Drawdown typeTrailing, then locks
Profit split60% on first payout, +10% per payout, up to 90%
Payout frequencyFirst payout 30 days after account issue, then every 30 days; Instant Payouts add-on available. Max $25,000 net profit/withdrawals per 30 days across all accounts
Payout minimum2% of initial balance
Min trading daysNone
Time limitUnlimited (one trade required every 30 days)
Consistency ruleConsistency score must be 15% or lower (accounts bought from 14 Oct 2025)
News tradingNot allowed
EAs and botsNot allowed
Weekend holdingNot allowed without add-on
Copy tradingNot published
Leverage / contractsFX 1:50, indices and metals 1:10, crypto 1:1
PlatformsMT5, Match-Trader, TradeLocker
InstrumentsForex, indices, metals, crypto CFDs (no stocks)

Sources, checked :

Open Instant Funding in the interactive comparison

Instant Prime

ModelInstant funding · Forex & CFD
Account sizes and list prices$5K: $94 · $10K: $223 · $25K: $296 · $50K: $410 · $100K: $798 · $200K: $1,776
Price noteRegular (struck-through) prices from the homepage; discounted prices were shown at the time of checking.
BillingOne-time fee
Profit targetNo evaluation: funded from day one
Daily loss limit2.5% of initial balance, from the higher of balance or equity at 5pm EST (accounts bought from 25 Oct 2025; none on earlier accounts)
Max drawdown5% of initial balance, trailing; locks at initial balance after a payout request
Drawdown typeTrailing, then locks
Profit split80% first payout, 90% second, 100% from third; 100% add-on at checkout
Payout frequencyFirst payout 14 days after account issue, then every 14 days. Max $25,000 net profit/withdrawals per 30 days across all accounts
Payout minimum2% of initial balance
Min trading daysNone
Time limitUnlimited (one trade required every 30 days)
Consistency ruleEquity Stability Score (ESS) must be 20% or lower before a payout
News tradingNo opening or closing trades 5 minutes before to 5 minutes after high-impact news unless the News Trading add-on is bought
EAs and botsNot allowed
Weekend holdingNot allowed without add-on
Copy tradingNot published
Leverage / contractsFX 1:50 (1:100 with add-on, not on TradeLocker), indices and metals 1:10, crypto 1:1
PlatformsMT5, Match-Trader, TradeLocker
InstrumentsForex, indices, metals, crypto CFDs

Sources, checked :

Open Instant Prime in the interactive comparison

Futures programs

4 programs in Futures. Sold as Top One Futures (toponefutures.com). Prices are the regular list price in the firm's own currency; account sizes are in US dollars unless stated.

Top One Futures Elite DAILY

Model1-Step · Futures
Account sizes and list prices$25K: $178/mo · $50K: $218/mo · $100K: $398/mo · $150K: $549/mo
Price noteRegular (struck-through) prices from toponefutures.com; help centre describes Elite evaluations as a monthly subscription. No activation fee.
BillingMonthly subscription
Profit targetEvaluation: 6%
Daily loss limit$500 / $1,000 / $1,250 / $1,850 for 25K / 50K / 100K / 150K (evaluation and funded)
Max drawdownEvaluation $1,000 / $2,000 / $3,000 / $4,500; funded $1,000 / $2,000 / $2,500 / $3,500; end-of-day trailing on highest closed balance, locks at start +$100
Drawdown typeEOD trailing
Profit split90%
Payout frequencyDaily from day 1 of funded; max per request $750 / $1,000 / $1,500 / $2,250; at least 50% of each payout must come from profit since the last payout
Payout minimum$500
Min trading days1 day when funded; evaluation minimum not stated
Time limitNot published
Consistency ruleEvaluation: no day above 40% of evaluation profit. Funded: none stated
News tradingFunded: no opening or closing trades 2 minutes before to 2 minutes after high-impact news
EAs and botsNot allowed
Weekend holdingNo overnight holding; all trades closed by 4:10pm EST
Copy tradingOnly between accounts of the exact same type and size
Leverage / contractsNot published
PlatformsTradovate, NinjaTrader
InstrumentsCME futures (minis and micros)

Sources, checked :

Open Top One Futures Elite DAILY in the interactive comparison

Top One Futures Elite ACCESS

Model1-Step · Futures
Account sizes and list prices$25K: $39 · $50K: $39 · $100K: $39 · $150K: $39
Price noteOne-time $39 evaluation fee, plus a one-time activation fee after passing: $139 / $189 / $259 / $359 for 25K / 50K / 100K / 150K.
BillingOne-time fee
Profit targetEvaluation: 6%
Daily loss limitNone in evaluation; funded $500 / $1,000 / $1,250 / $1,750 (soft breach)
Max drawdownEvaluation $1,000 / $2,000 / $3,000 / $4,000; funded $1,000 / $2,000 / $3,000 / $3,500; end-of-day trailing, checked in real time
Drawdown typeEOD trailing
Profit split90%
Payout frequencyOn demand once requirements are met; max per request $1,000 / $1,500 / $2,000 / $2,500; buffer required; 50% daily progression rule
Payout minimum$500
Min trading daysEvaluation: 1 trading day. Funded: 5 profitable days ($200-$350 by size) before each payout
Time limit30 days for the evaluation
Consistency ruleNone in evaluation; 40% when funded
News tradingFunded: no trades, closes or TP/SL execution 2 minutes before to 2 minutes after high-impact news
EAs and botsNot allowed
Weekend holdingNo overnight holding; all trades closed by 4:10pm EST
Copy tradingOnly between accounts of the exact same type and size
Leverage / contractsNot published
PlatformsTradovate, NinjaTrader
InstrumentsCME futures (minis and micros)

Sources, checked :

Open Top One Futures Elite ACCESS in the interactive comparison

Top One Futures Instant Sim Funded

ModelInstant funding · Futures
Account sizes and list prices$25K: $419 · $50K: $679 · $100K: $821 · $150K: $939
Price noteRegular (struck-through) prices from toponefutures.com. Billing type not stated in the help centre.
BillingOne-time fee Unverified
Profit targetNo evaluation: funded from day one
Daily loss limit$625 / $1,250 / $2,500 / $3,000 for 25K / 50K / 100K / 150K (soft breach), 2.0 rules
Max drawdown$1,000 / $2,000 / $4,000 / $5,250 (2.0 rules, accounts from 27 Jul 2026); end-of-day trailing, locks at start +$100 after first payout or once reached
Drawdown typeEOD trailing
Profit split90%
Payout frequencyPer payout cycle once target is met: 6% first, 5% second, 4% thereafter; max per request $1,000 / $2,000 / $2,500 / $3,000 (2.0 rules)
Payout minimumNot published
Min trading daysNone
Time limitNot published
Consistency ruleNo single day above 20% of total profit
News tradingNo news rule
EAs and botsNot allowed
Weekend holdingNo overnight holding; all trades closed by 4:10pm EST
Copy tradingOnly between accounts of the exact same type and size
Leverage / contractsNot published
PlatformsTradovate, NinjaTrader
InstrumentsCME futures (minis and micros)

Sources, checked :

Open Top One Futures Instant Sim Funded in the interactive comparison

Top One Futures Ignite

ModelInstant funding · Futures
Account sizes and list prices$25K: $218 · $50K: $398 · $100K: $563 · $150K: $799
Price noteRegular (struck-through) prices from toponefutures.com. One-time fee, no monthly or activation fee. No Daily Loss Limit add-on available at checkout.
BillingOne-time fee
Profit targetNo evaluation: funded from day one
Daily loss limit$500 / $1,000 / $2,000 / $3,000 for 25K / 50K / 100K / 150K (soft breach, pauses until 6pm ET)
Max drawdown$1,000 / $2,000 / $4,000 / $6,000, end-of-day trailing; locks at start +$100 after first payout or once reached
Drawdown typeEOD trailing
Profit split90%
Payout frequencyOn request each time 5% profit above the last payout balance is reached; max per request $500 / $1,000 / $1,500 / $2,000
Payout minimum$250
Min trading daysNone
Time limitNot published
Consistency ruleNo single day above 15% of total profit
News tradingNo news rule
EAs and botsNot allowed
Weekend holdingNo overnight holding; all trades closed by 4:10pm EST
Copy tradingOnly between accounts of the exact same type and size
Leverage / contractsNot published
PlatformsTradovate, NinjaTrader
InstrumentsCME futures (minis and micros)

Sources, checked :

Open Top One Futures Ignite in the interactive comparison

Crypto programs

2 programs in Crypto. Sold as Top One Crypto (toponecrypto.com). Prices are the regular list price in the firm's own currency; account sizes are in US dollars unless stated.

Top One Crypto 1-Step ELITE

Model1-Step · Crypto Unverified
Account sizes and list prices$5K: $59 · $10K: $109 · $25K: $269 · $50K: $497 · $100K: $997
Price noteSold on toponecrypto.com (same entity, Top One Trader Ltd). Regular (struck-through) prices; a code-based discount was shown at the time of checking.
BillingOne-time fee
Profit targetChallenge: 10%
Daily loss limit4%, based on previous day's high balance/equity
Max drawdown6%, trailing
Drawdown typeTrailing (intraday)
Profit split80%, 90% with add-on
Payout frequencyBi-weekly (one request per 14-day cycle); on-demand with add-on. Withdrawal cap $15,000 per month
Payout minimum3% of account balance
Min trading days5 days with at least 0.5% profit
Time limitNot published
Consistency ruleNone
News tradingUnrestricted in the challenge; restricted when funded
EAs and botsAllowed in the challenge only
Weekend holdingNot published
Copy tradingNot published
Leverage / contracts1:5 BTC and ETH, 1:2 other pairs
PlatformsMT5, Match-Trader
InstrumentsCrypto pairs

Sources, checked :

Open Top One Crypto 1-Step ELITE in the interactive comparison

Top One Crypto Instant Funded

ModelInstant funding · Crypto Unverified
Account sizes and list prices$5K: $90 · $10K: $181 · $25K: $347 · $50K: $650 · $100K: $1,199
Price noteSold on toponecrypto.com. Regular (struck-through) prices; a code-based discount was shown at the time of checking.
BillingOne-time fee
Profit targetNo evaluation: funded from day one
Daily loss limit3%, based on previous day's high balance/equity
Max drawdown5%, trailing
Drawdown typeTrailing (intraday)
Profit split60%, +10% per payout; 90% add-on at checkout
Payout frequencyBi-weekly; on-demand with add-on. Withdrawal cap $15,000 per month
Payout minimum3% of account balance
Min trading days5 days with at least 0.5% profit
Time limitNot published
Consistency rule25% (help centre); homepage states 15-25% Unverified
News tradingRestricted
EAs and botsNot allowed
Weekend holdingNot published
Copy tradingNot published
Leverage / contracts1:5 BTC and ETH, 1:2 other pairs
PlatformsMT5, Match-Trader
InstrumentsCrypto pairs

Sources, checked :

Open Top One Crypto Instant Funded in the interactive comparison

Latest rule changes

  1. Futures

    Instant Sim Funded 2.0 rules (futures)

    Accounts bought on or after 27 Jul 2026: max drawdown $4,000 (100K) and $5,250 (150K), 150K daily loss $3,000, lower max per payout ($1,000 / $2,000 / $2,500 / $3,000).

    Source: help.toponefutures.com/en/articles/11020805-overview-of-the-instant-sim-funded-program

  2. CFD

    Instant Prime daily loss limit added

    2.5% daily loss limit for Instant Prime accounts bought on or after 25 Oct 2025; earlier accounts have none.

    Source: help.toponetrader.com/en/articles/12132613-prime-accounts-overview

  3. CFD

    Instant Funding 15% consistency score

    Consistency score must stay at or below 15% for Instant Funding accounts bought on or after 14 Oct 2025.

    Source: help.toponetrader.com/en/articles/12575317-what-are-the-rules-for-the-instant-funding-account

Restricted countries

Top One Trader lists 26 restricted countries on its main list, used for its CFD and Crypto programs.

Afghanistan Albania Algeria Armenia Azerbaijan Belarus Cuba Haiti Iran Iraq Kazakhstan Kuwait Lebanon Libya Morocco Myanmar North Korea North Macedonia Pakistan Russia Somalia Sudan Syria Türkiye Ukraine Vietnam

List for Top One Trader (CFD and Top One Crypto) applies to citizens or residents. MT5 is not offered in the US, Canada, US outlying territories or Puerto Rico. Top One Futures publishes its own, longer list (also includes PK): AF, ET, PK, AL, GH, PS, DZ, GW, PA, AO, IS, PG, AQ, ID, PH, AM, IR, RU, AZ, IQ, RW, BS, JM, SL, BB, JO, SO, BY, KZ, SS, BA, XK (Kosovo), LK, BW, KW, SD, BF, LA, SY, MM, LB, TJ, BI, LS, TT, KH, LR, TN, CF, LY, TR, TD, MK, UG, CI, MW, UA, Crimea, MU, VE, CU, MN, VN, CD, ME, YE, DJ, MA, ZW, TL, NI, EC, KP.

Top One Futures list

72 restricted countries, used for Futures programs instead of the list above.

Afghanistan Albania Algeria Angola Antarctica Armenia Azerbaijan Bahamas Barbados Belarus Bosnia & Herzegovina Botswana Burkina Faso Burundi Cambodia Central African Republic Chad Côte d’Ivoire Cuba Djibouti DR Congo Ecuador Ethiopia Ghana Guinea-Bissau Iceland Indonesia Iran Iraq Jamaica Jordan Kazakhstan Kosovo Kuwait Laos Lebanon Lesotho Liberia Libya Malawi Mauritius Mongolia Montenegro Morocco Myanmar Nicaragua North Korea North Macedonia Pakistan Palestine Panama Papua New Guinea Philippines Russia Rwanda Sierra Leone Somalia South Sudan Sri Lanka Sudan Syria Tajikistan Timor-Leste Trinidad & Tobago Tunisia Türkiye Uganda Ukraine Venezuela Vietnam Yemen Zimbabwe

Headquarters and legal entity

CountryComoros
CityMutsamudu
Legal entityTop One Trader Ltd
StatusVerified on the firm's own pages

Terms and Conditions (last updated June 2026) give the registered office as Hamchako, Mutsamudu, Autonomous Island of Anjouan, Union of Comoros, with International Brokerage and Clearing House License #L15829/TOT. The same document also uses the name 'Top One Trader, LLC'. Futures are sold by a separate entity, Top One Futures, LLC, 1621 Central Ave, Suite 8433, Cheyenne, WY 82001, USA (toponefutures.com footer).

Good to know

What we couldn't verify

Sources

20 official pages used for Top One Trader, with the date each was checked. The full log is in the data log.