Topstep sells 5 programs across futures. List prices start at $49/mo for the $50K Trading Combine (Standard path). Every rule below comes from the firm's own pages, with the source and the date checked; last verified 1 Nov 2026.
The Mirror Score is Prop Firm Mirror's opinion, scored separately in each market section from public reviews, payout records and the firm's published rules; reviews and reports checked 30 Oct 2026. It is not a guarantee of how a firm will treat you. How the score works · the reviews, payout trackers and incidents behind it are on the interactive page.
Programs
5 programs. Prices are the regular list price in the firm's own currency; account sizes are in US dollars unless stated.
Trading Combine (Standard path)
Model
1-Step · Futures
Account sizes and list prices
$50K: $49/mo · $100K: $99/mo · $150K: $199/mo
Price note
Monthly subscription, rebills every 30 days. One-time $149 activation fee per Express Funded Account (XFA) earned. Reset costs the same as the monthly price. Level 2 data $38/month optional. Path cannot be changed after purchase.
Optional: $1,000 / $2,000 / $3,000 if added at purchase; hitting it flattens positions and pauses trading until the next session (not a rule violation). Live Funded Account always has one.
Max drawdown
Maximum Loss Limit $2,000 / $3,000 / $4,500; trails the end-of-day balance (monitored in real time incl. unrealized P&L), never moves down, locks permanently at the starting balance in the Combine. XFA: starts at -$2,000/-$3,000/-$4,500, locks at $0; resets to $0 after the first payout.
Drawdown type
EOD trailing
Profit split
90/10. 100% of the first $10,000 lifetime profit only for traders on the new dashboard before 12 Jan 2026.
Payout frequency
Path chosen at XFA activation. Standard: after 5 non-consecutive winning days of $150+; max 50% of balance, capped $2,000 / $3,000 / $5,000. Consistency: after 3 trading days with largest day <=40% of net profit; max 50% of balance, capped $3,000 / $4,000 / $6,000. Live Funded: 50% of balance, no cap; daily payouts after 30 winning Live days. Limited time (since 2 Jun 2026): adding the DLL at checkout on a new Combine doubles the per-request caps to $4,000 / $6,000 / $10,000 (Standard) and $6,000 / $8,000 / $12,000 (Consistency).
Payout minimum
$125
Min trading days
No fixed minimum; 55% consistency target means at least 2 days ('can pass in as few as two days')
Time limit
Not stated; subscription continues until cancelled
Consistency rule
Combine: best day must stay at or below 55% of total profit (hard line, no buffer). XFA Standard: none. XFA Consistency path: largest day <=40% of net profit to be payout-eligible.
News trading
Allowed, but purposefully trading the full maximum position size directly into a scheduled major news event is prohibited; risk adjustments may apply to high-volatility products.
EAs and bots
Custom bots allowed via the TopstepX/ProjectX API ($29/month) on Combine and XFA only, not Live; HFT prohibited; orders must originate from the trader's own device (no VPS/VPN for trading).
Weekend holding
Not allowed: all positions must be closed by 3:10 PM CT every weekday; no swing trading.
Copy trading
TopstepX Trade Copier allowed on Combine and XFA (not Live). Cross-account hedging, account stacking and coordinated trading with others are prohibited. Up to 5 active XFAs.
Leverage / contracts
Max 5 minis / 50 micros (50K), 10 / 100 (100K), 15 / 150 (150K); XFA follows a balance-based Scaling Plan
Platforms
ProjectX, Quantower
Instruments
CME Group futures: equity index, FX, agricultural, energy, metals, interest rate (no spot forex)
Monthly subscription; $0 XFA activation. Responsible Trading Discount of $10 / $20 / $30 per month if a Daily Loss Limit is added at checkout (marketing page shows $85 / $129 / $199 with that discount).
Optional: $1,000 / $2,000 / $3,000 if added at purchase; soft pause until next session
Max drawdown
Maximum Loss Limit $2,000 / $3,000 / $4,500; end-of-day trailing, locks at starting balance in the Combine; XFA locks at $0
Drawdown type
EOD trailing
Profit split
90/10
Payout frequency
Same XFA Standard / Consistency paths and caps as the Standard Combine (Standard $2,000 / $3,000 / $5,000; Consistency $3,000 / $4,000 / $6,000 per request, max 50% of balance). The limited-time doubled caps for a DLL added at checkout apply to all new Combine purchases (the policy does not name this path separately).
Payout minimum
$125
Min trading days
No fixed minimum; 55% consistency target means at least 2 days
Time limit
Not stated; subscription continues until cancelled
Consistency rule
Combine: best day <=55% of total profit. XFA Consistency path: largest day <=40% of net profit.
News trading
Allowed, but trading full maximum position size directly into a scheduled major news event is prohibited
EAs and bots
Bots allowed via TopstepX/ProjectX API ($29/month) on Combine and XFA only; HFT prohibited; no VPS/VPN for trading
Weekend holding
Not allowed: all positions closed by 3:10 PM CT each weekday
Copy trading
TopstepX Trade Copier allowed on Combine and XFA (not Live); cross-account hedging prohibited
Topstep Labs $1.5K Challenge Powered Up (fixed payout)
Model
Other · Futures
Account sizes and list prices
$1.5K: $99
Price note
Size shown is the profit target / fixed payout, not an account balance. Challenges pay a fixed amount and have no path to a Live Funded Account. Other Labs challenges ($3K, $6K, $1.5K) are limited drops.
Billing
One-time fee
Profit target
Challenge: $1,500
Daily loss limit
Not published
Max drawdown
$500 static Maximum Loss Limit
Drawdown type
Static
Profit split
No profit split; fixed $1,500 payout
Payout frequency
Single fixed payout after completing the challenge
Topstep Labs $3K Undead and Slasher Challenges released
Drops #008 ($199, 5 minis, $1,000 static MLL) and #009 ($65, 2 minis, $500 static MLL); two rounds to a fixed $3,000 payout; no split, DLL or consistency target.
Limited time: payout caps doubled when a DLL is added at checkout
New Trading Combine purchases with a Daily Loss Limit added at checkout get double per-request XFA payout caps (50K $4,000 / $6,000; 100K $6,000 / $8,000; 150K $10,000 / $12,000 on the Standard / Consistency paths). The page gives Tuesday, June 2nd with no year; 2 June 2026 is a Tuesday and the Consistency path only exists since February 2026. No end date given.
Ineligible list (citizenship and permanent residency both count; article dated 4 Sep 2026). Also lists 'Chinese Military Companies' and the Crimea, Donetsk, Luhansk, Kherson and Zaporizhzhia regions. Pakistan is on the ineligible list. A second list (AL, BO, BA, VG, CM, CF, ET, DE, GH, HK, IS, KW, LA, LR, MK, MN, MC, ME, NA, NP, PG, RS, TT, VN, ZW) may hold Express Funded Accounts but not Live Funded Accounts. XK (Kosovo) is a user-assigned code.
Terms of Use name 'Topstep LLC, a Delaware limited liability company', mailing address 130 S Jefferson St, Chicago, IL 60661. Site footer lists affiliates incl. TopstepTrader, LLC, TopstepFunded LLC and ProjectX Trading LLC (owner of TopstepX).
Trading Combine and Express Funded Account are simulated; the Live Funded Account is by invitation from the Risk Team.
Back2Funded: an XFA lost before its first payout can be reactivated within 30 days for $599 / $699 / $829 (50K / 100K / 150K), up to 2 times.
Payout fees: ACH and wire $30 each; Aeropay, Wise and prop-to-brokerage have no Topstep fee.
TopstepX cannot connect to TradingView; Quantower connects via TopstepX for Combine and XFA only.
Live Funded Account Daily Loss Limit starts at $2,000 / $3,000 / $4,500 and steps down when the tradable balance falls.
What we couldn't verify
No effective date published for the Combine consistency change from 50% (with buffer) to 55%.
Third-party trackers report a 28 Apr 2026 change to No Activation Fee pricing and XFA payout caps; no official announcement found, so it is not listed under changes.
NinjaTrader, Tradovate and Rithmic are not mentioned on current help pages; only TopstepX (ProjectX) and Quantower via TopstepX are confirmed.
Topstep Labs article does not publish the profit split, news or holding rules for the Static and Freedom Combines.
Several help articles show only relative update dates ('updated over 2 weeks ago').
Sources
21 official pages used for Topstep, with the date each was checked. The full log is in the data log.